Do the Hard Work First
Do the Hard Work First: Why Organizing Your Money Changes Everything
This morning, I walked 45 minutes in the pouring rain. Not because I wanted to — but because I said I would.
As part of the 75 Hard mental toughness program, I’ve committed to two workouts a day, every day. No excuses. No skipping. No matter the weather. So today, that meant dragging myself out the door and walking through a full-on downpour.
At first, it was brutal.
Then, something shifted.
Halfway through, soaked and cold, I realized:
This is exactly what it feels like to organize your money.
The Hard Stuff Is Where the Change Happens
Most people avoid the hard things — and when it comes to finances, that avoidance comes at a high cost. We dodge looking at our accounts, push off making a plan, and tell ourselves, “I’ll deal with it later.”
But here’s the truth:
The longer you delay facing your money, the heavier it becomes.
That rainy walk reminded me of something I’ve seen over and over again in life and with clients:
The breakthrough doesn’t come from waiting. It comes from doing the work — especially when it’s uncomfortable.
Organizing Your Money Isn’t Glamorous — But It’s Powerful
Let’s be clear: getting your financial life in order isn’t about being perfect. It’s about getting clear.
It’s about:
Understanding what’s really going on.
Seeing your numbers — not ignoring them.
Setting up simple systems that remove the stress from everyday decisions.
Taking back control so your money works for you, not the other way around.
You don’t need to be a financial genius or have six figures in the bank to feel free.
You just need to stop avoiding what needs your attention.
Because clarity — even without perfection — is empowering.
Most People Don’t Need More Money — They Need More Discipline
That might sting a little. But it’s the truth.
Discipline gives you peace.
Discipline gives you options.
Discipline gives you momentum.
And the best part? It compounds.
Every small action you take — even when no one’s watching — builds a foundation for real freedom down the line.
Start Small. Start Now. Start While It’s “Raining.”
If you're waiting for the perfect time to get your finances organized — when you're less busy, when you earn more, when life slows down — you're going to be waiting a long time.
Life doesn’t get easier. But you can get stronger.
Start now. While it’s hard. While it’s uncomfortable.
Because once you do, you’ll realize that most of life’s money problems don’t need a miracle — they just need you to show up and do the work.
Just like that rainy walk, you’ll be soaked, a little tired, but proud — because you kept your word to yourself. And that’s where real change begins.
You Don’t Have to Do It Alone
Whether you're just getting started or trying to take your financial organization to the next level, the hardest step is the first one. But you don’t have to take it alone.
I’ve walked through the rain — literally and financially — and I help others do the same. Let’s get to work.
Need help getting clear on your finances?
I would love to talk. Send me a message or leave a comment — I can’t wait to hear from you!